January, 2010

Understanding 529s

A friend asked me how he should save for his daughter’s college education. (His daughter was born in 2009, which means probably I should be asking him the personal finance questions, but whatever.) “A 529 college savings plan,” I said. 529s are great, I explained: you put in after-tax money and it grows tax-free. You can ...

Click here to read complete article.

The End of Year might not be so Sweet for World Stock Markets

Hardship leads to opportunity [caption id="" align="alignright" width="400" caption="Photo: topnews.in"][/caption] March, 2009 marked a low point in the global economy including world stocks. The gains have been great on the stock exchanges since that point despite continued economic struggles across the globe. The Associated Press reports that many markets topped 50 percent gains from March through year-end ...

Click here to read complete article.

Six Steps to Reduce Debt

Get on the Road to Debt Recovery Today Those serious about reducing debt and enjoying life will find these six easy steps helpful. Being in debt isn't automatically a bad thing, even though some believe it is. Debt that is smartly managed leaves a greater part of one's income available for saving, investing or enjoying on ...

Click here to read complete article.

Getting Your Budget Started

First Things First [caption id="" align="alignright" width="318" caption="Photo: flickr via electrofantastic"][/caption] The first thing to do is get a piece of paper or program on the computer such as Microsoft Office. You need to divide your money into categories that will be what dictates where your money goes. None of the sections should be labeled miscellaneous. These ...

Click here to read complete article.

5 Tips for Using Strategic Planning Mock Ups

Stick to the Plans Most times, businesses find it just as difficult to secure short term loans as it is to apply the strategic planning models that they’ve set up for their business’ success. Writing a model of strategic planning, at first might seem hard, but it's easier than you might think. It's crucial that you ...

Click here to read complete article.