Last winter, Kris and I refinanced our mortgage. Interest rates had dropped, and it seemed like a good idea to make the leap. Though it took us a couple of months to actually pull the trigger, we finally ended up cutting the interest rate on our loan from 6.25% to 4.96%. According to sites like ...

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Do you have an ING Direct savings account with unused referrals? I usually have lots of $25 bonus links available, but have been falling behind again. The first 25 people who comment below tonight and leave a working contact e-mail (real name not required, e-mail will not be shared publicly) will get ...

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Small Loans on the Rise Current data states that over 10 million households in the United States are struggling to pay back payday loans in Fremont. One can only assume from this that people are spending more than what they earn. There could be a number of reasons why this figure is shooting up constantly. payday ...

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How Being Low on Money Now can Bring Positive Change Scaling Back can have Advantages Photo from Picasa A recent article on USNews.com tells the story of one of the many former middle class workers who has lost her job within the last year and has had to find new ways to bring in money now. This is ...

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Is Christmas a waste? Don't let all of your wrapping paper end up at the dump. Image from Flickr. Christmas is a time of joy, when we get to see loved ones we haven't seen for a while. Christmas in many families is filled with history and tradition. Christmas has a lot of pros, but it also ...

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